First Direct IBAN and BIC Example

First Direct IBAN Structure


IBAN Example: GB76 MIDL 400001 12837642

National Country Code
ISO 3166 		IBAN Checksum BBAN (Basic Bank Account Number)
Bank Code Branch Sort Code Account Number
GB 76 MIDL 400001 12837642

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Structure of The UK’s IBAN, International Bank Account Number the following elements:

  • Country Code is the two letter ISO code of the country. In this case it is 'GB' for Great Britain.
  • Check Digits are the two digits after the country code. They are specially calculated via an algorithm which ensures the correctness of the IBAN and protect against common typos.
  • The bank code consists of the first four characters of the bank’s BIC code and unambiguously identifies the issuing institution. Any branch of that institution shall also be represented by the same bank code irrespective of its geographic location. The BIC codes are registered by S.W.I.F.T. (as the Registration Authority for ISO 9362). There is possibility of obtain BIC code from sort code checker
  • The sort code is a 6 numeric digit number that identifies the UK institution and branch. The sort codes are registered by BPSL. For the purposes of the BBAN, the sort code is not depicted as three two digit numbers separated by hyphens.
  • The account number is an 8 numeric digit number that identifies the individual customer’s clearing account at the UK institution/branch. For account numbers of less than 8 numeric digits, leading zeros must be added The BBAN is presented in all printed forms in sets of four alphabetic characters/numeric digits separated by spaces as follows: AAAA XXXX XXYY YYYY YY where A represents the bank code, X the sort code, and Y the account number.

First Direct BIC code example


BIC code example: MIDLGB21

4 letters: Institution Code or bank code 2 letters: ISO 3166-1 country code 2 letters or digits: location code 3 letters or digits: branch code - optional
MIDL GB 21 XXX

BIC codes ( also known as SWIFT codes ) are another identifier used in conjunction with the IBAN payments.
The specific structure for the UK is described in the diagram above.

Our bank and branch directory can help you Find any BIC by Bank and Branch Name.

First Direct (SEPA) information

SEPA is an initiative of the European Union to simplify and unite bank payments within Europe.
Below we have listed the banks and institutions which support SEPA transfers and their specific markers.

BIC BANK SEPA Credit SEPA Debit Core1 B2B SCC
HBUKGB41 HSBC UK BANK PLC YES YES YES NO NO
HBUKGB4B HSBC UK BANK PLC YES YES YES NO NO

First Direct Sort Code Samples

Below you can find the most popular sort code records from our UK Sort Code Directory.

Sort code City Phone CHAPS BACS Direct Debits FPS
400002 HBUKGB4169B London 0845 6064321 YES YES YES
400100 HBUKGB41COV Coventry 03457 404404 YES YES YES
400101 HBUKGB4139T London YES YES YES
400104 HBUKGB4105E London YES YES YES
400106 HBUKGB4105F London YES YES YES
400107 HBUKGB4105G London YES YES YES
400108 HBUKGB4139U London YES YES YES
400109 HBUKGB4139V Putney YES YES YES
400113 HBUKGB4105K London YES YES YES
400115 HBUKGB4105L London YES YES YES